( July 7, 2026, 11:54 AM EDT) -- TUCSON, Ariz. — An insurer owes no duty to cover a bodily injury claim filed against an insured health club by a club member who contracted Legionnaires’ disease in the club’s sauna because the policy’s fungi or bacteria exclusion clearly applies as a bar to coverage, an Arizona federal magistrate judge said July 6 in recommending that the insurer’s motion for summary judgment be granted....