( July 13, 2026, 10:59 AM EDT) -- LOS ANGELES — A California homeowner sued an insurer and its managing general agency in a California state court, alleging that they delayed and underpaid a covered plumbing loss claim, refused demolition and mitigation expenses that led to a $17,454.10 contractor suit and handled the claim under a reinsurance and profit-sharing structure that gave the agency a financial interest in reducing claim payments....