( July 15, 2026, 12:45 PM EDT) -- CHICAGO — The Seventh Circuit U.S. Court of Appeals affirmed a lower court’s ruling in favor of an insurer in a breach of contract lawsuit seeking a homeowners insurance policy’s full $3.5 million limit for the insured’s contents that were lost in a fire sparked by a lightning strike, holding that the policy’s business property exclusion and sublimit cap the insurer’s liability for business property losses at $25,000....