( July 16, 2026, 2:33 PM EDT) -- TRENTON, N.J. — A New Jersey appeals panel on July 15 affirmed a lower court’s ruling that a commercial building owner was an additional insured under an insurance policy that was issued to the lessee of the building and that the insurer had a duty to defend and indemnify the building owner against underlying claims arising from an elevator shaft injury, rejecting the insurer’s argument that the policy’s workers’ compensation and employers’ liability exclusions barred coverage....