( August 6, 2026, 2:35 PM EDT) -- RALEIGH, N.C. — A North Carolina appellate panel on Aug. 5 affirmed a lower court’s grant of a commercial insurer’s motion for judgment on the pleadings in its lawsuit disputing coverage for an underlying negligence action against its smoke shop owner insured arising from a fatal car accident that was caused by an intoxicated driver who inhaled nitrous oxide from a cream charger that was purchased at the insured’s shop, holding that the policy’s products-completed operations hazard (PCOH) exclusion barred coverage....