( September 16, 2026, 11:16 AM EDT) -- BOSTON — In a memorandum and order citing the prejudice a long-term disability (LTD) claimant suffered and the LTD plan administrator’s “lack of concern for its” statutory obligations under the Employee Retirement Income Security Act, a Massachusetts federal judge decided that the claimant is entitled to a “modest” penalty of $5,000 because the administrator provided plan documents only 230 days after the first of the claimant’s many requests....