( September 23, 2026, 7:50 AM EDT) -- TACOMA, Wash. — A commercial general liability insurer filed suit in a Washington federal court seeking a declaratory judgment that it owes no coverage for an underlying lawsuit alleging that a nicotine vaporizer that was distributed by the insured exploded in a customer’s pants pocket and caused severe burn injuries, asserting that coverage is barred by the policy exclusion for “Tobacco, Nicotine Or Nicotine Replacement Products” and endorsement for “Limitation of Coverage to Designated Premises, Project or Operation.”...