( October 6, 2026, 11:10 AM EDT) -- ST. LOUIS — Saying in part that de novo review applies because the untimely determination of an administrative appeal here did not fall under an exception for de minimis violations of the Employee Retirement Income Security Act, a Missouri federal judge vacated termination of long-term disability (LTD) benefits for a former nurse under an any-occupation definition of disability and remanded to the insurer on the grounds that “the identified occupations require retraining and exceed Plaintiff’s physical limitations.”...