( October 12, 2026, 8:02 AM EDT) -- ATLANTA — A bad faith suit against an auto insurer cannot proceed because Florida’s safe-harbor rule applies to protect the insurer from bad faith liability based on the insurer’s offers to settle property damage and bodily injury claims within 90 days of receiving the demands, the 11th Circuit U.S. Court of Appeals said in affirming a district court’s grant of the auto insurer’s motion for judgment on the pleadings....