( October 23, 2026, 2:30 PM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on Oct. 22 affirmed a lower federal court’s grant of partial summary judgment in favor of an insurer in a coverage dispute alleging that the insurer wrongfully denied or underpaid the insureds’ 2021 and 2022 claims for water damage arising from frozen pipes, agreeing with the lower court that the insureds failed to timely file their lawsuit pursuant to their policy’s statute of limitations....