( November 13, 2026, 1:08 PM EST) -- CHICAGO — An Illinois appeals panel on Nov. 12 affirmed a lower court’s dismissal of an insurer’s lawsuit disputing coverage for an underlying wrongful death and negligence action arising from the death of an elderly assisted-living facility resident, holding that a letter the decedent’s estate sent to the insureds before filing the underlying lawsuit was a timely “claim” under the policy....