( January 8, 2026, 7:42 AM EST) -- LOS ANGELES — A federal judge in California refused to dismiss an insurer’s lawsuit seeking a declaratory judgment that its business owners liability insurance policy’s professional services exclusion bars coverage for a patient’s underlying action alleging that she was injured at a cryotherapy facility while receiving medical treatment from the insured, also denying the insured’s motion to dismiss the insurer’s claim seeking reimbursement of the $275,000 it paid to settle the underlying action on its insured’s behalf....