( September 5, 2025, 11:46 AM EDT) -- LAKE CHARLES, La. — A federal judge in Louisiana determined that an insured’s claims for flood damage caused by Hurricane Delta and a separate flood event are time-barred under a Standard Flood Insurance Policy (SFIP) and must be dismissed with prejudice, granting the insurer’s motion for summary judgment on the insured’s claims for breach of contract and bad faith....