( November 5, 2025, 8:41 AM EST) -- LAKE CHARLES, La. — The Fifth Circuit U.S. Court of Appeals dismissed an insured’s appeal of a Louisiana federal court’s ruling that her claims for flood damage caused by Hurricane Delta and a separate flood event are time-barred under a Standard Flood Insurance Policy (SFIP) and must be dismissed with prejudice, noting that the insured failed to timely pay the fee on appeal....