( April 24, 2026, 3:25 PM EDT) -- ATLANTA — The 11th Circuit U.S. Court of Appeals affirmed a lower federal court’s dismissal of an insured’s breach of contract lawsuit arising from flood damage caused by Hurricane Ian, agreeing with the lower court that that lawsuit was untimely under 42 U.S. Code Section 4072 because it was filed more than one year after the insurer issued the first letter denying coverage....