( May 11, 2026, 11:57 AM EDT) -- FORT MYERS, Fla.— A federal senior judge in Florida granted an insurer’s motion to dismiss an insured’s breach of contract suit seeking coverage under a Standard Flood Insurance Policy (SFIP) for its flood damage caused by Hurricane Ian, holding that an October 2023 letter from the insurer is a denial letter that began the one-year statute of limitations period under the National Flood Insurance Act (NFIA) and the SFIP....