( June 18, 2026, 11:34 AM EDT) -- SAN JOSE, Calif. — A federal judge in California granted a Write-Your-Own (WYO) insurer’s unopposed motion to dismiss its insureds’ lawsuit seeking $12,500 in additional coverage for their alleged “structural damage” arising from a 2023 flood, holding that dismissal is proper because the insureds failed to file their lawsuit within the one-year period that is required under their Standard Flood Insurance Policy (SFIP)....