( October 23, 2026, 12:42 PM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals affirmed a Texas federal judge’s grant of summary judgment to the insurer of an apartment complex whose owner filed suit over a storm damage claim, finding that the owner’s breach of contract and statutory claims were time-barred because the insurer unequivocally denied coverage, and subsequent reinspection and communications did not restart the limitations periods....