( January 8, 2026, 10:49 AM EST) -- SPRINGFIELD, Ill. — An Illinois appeals panel affirmed a lower court’s grant of summary judgment in favor of a homeowners insurer and its agent, holding that the agent did not owe a duty to procure coverage for water damage to the vacant property that the insured never specifically requested and, as a result, the insured’s negligence claim against the agent and respondeat superior claim against his employer fail....