( February 10, 2026, 8:49 AM EST) -- CHATTANOOGA, Tenn. — An insured is entitled to a defense for an underlying suit filed by the parents of a child who was exposed to lead paint while playing with a toy mirror at a day care because playing with toys is considered part of the educational experience and, therefore, falls within the coverage of the policy’s teacher’s professional liability section, a Tennessee federal judge said in granting the insured’s motion for summary judgment and denying the insurer’s motion for summary judgment....