( April 17, 2026, 11:17 AM EDT) -- NEW ORLEANS — In a coverage dispute arising from underlying allegations that a Louisiana sheriff and his deputies violated constitutional and state rights by using excessive force during an arrest, the Fifth Circuit U.S. Court of Appeals certified a question to the Louisiana Supreme Court to determine whether an injured third party has the right to sue an insurer under Louisiana's Direct Action Statute even if the insured breached a cooperation clause in the insurance policy....