( June 23, 2025, 2:07 PM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on June 20 granted judgment for the beneficiary in a life insurance dispute involving a policy that the issuer terminated months after it said it temporarily changed its cancellation practices because of COVID-19; the dispute concerned whether the Employee Retirement Income Security Act applies and whether a small business owner had employees, and the panel concluded that the answer to both questions is yes....