( November 19, 2025, 8:09 AM EST) -- NEW YORK — A New York federal judge declined to remand a dispute over terminated long-term disability (LTD) benefits to the insurer for review on the merits, explaining that any remedy would be “premature” because she had not yet reviewed the termination decision, then in a memorandum endorsement denied the claimant’s subsequent request for discovery and cautioned that any attempt to increase the insurer’s legal fees “is likely to backfire.”...