Insureds Allege FAIR Plan Mishandled, Underpaid Wildfire Smoke Claims

( January 15, 2026, 10:46 AM EST) -- LOS ANGELES — A pair of property insurance policyholders sued the California FAIR Plan Association in state court, alleging that the association breached statutory coverage requirements and engaged in bad faith claims handling by relying on policy provisions that impermissibly restricted coverage for wildfire smoke contamination and loss-of-use claims stemming from the January 2025 Los Angeles wildfires....