( January 20, 2026, 8:42 AM EST) -- BALTIMORE — A Maryland federal judge denied an insurer’s bid to dismiss or obtain summary judgment in a pro se policyholder’s suit arising from a 2022 auto accident, holding that disputed issues remain as to whether the insurer’s handling of a personal injury protection (PIP) claim excused the policyholder’s failure to meet a 12-month presentment requirement and whether administrative remedies were exhausted before the complaint was filed....