( August 6, 2026, 9:52 AM EDT) -- MOBILE, Ala. — An Alabama federal magistrate judge recommended that an insured’s bad faith claim against an auto insurer be dismissed because the insured failed to state a viable bad faith claim, noting that there was no bad faith refusal to pay, only a delay in the insurer’s response to the insured’s request for consent to settle with a tortfeasor....