( October 7, 2026, 12:44 PM EDT) -- LOS ANGELES — A California appeals panel affirmed a lower court’s summary judgment ruling in favor of a homeowners insurer on claims for breach of contract, breach of the implied covenant of good faith and fair dealing, intentional infliction of emotional distress (IIED) and fraud in a lawsuit seeking coverage for property damage following a 2019 rainstorm, holding that the insurer has satisfied its burden of establishing noncoverage warranting summary judgment even if there is a triable question as to the efficient proximate cause of the insureds’ loss....