( October 21, 2026, 11:01 AM EDT) -- BALTIMORE — Issuing a mixed decision following a three-day bench trial, a Maryland federal judge ruled that an insurer breached the group long-term disability (LTD) policy at issue and owes the claimant $1,045,045.35 in actual damages plus 6% prejudgment interest but that a bad faith claim fails under Maryland law because the policy is not an individual one....