( November 13, 2026, 2:42 PM EST) -- CHARLESTON, W.Va. — A trial court erred in dismissing an insured’s suit against her auto insurer because the insured’s suit, alleging claims for breach of contract and violation of the West Virginia Unfair Trade Practices Act (UTPA), is not barred by res judicata, the West Virginia Intermediate Court of Appeals said after determining that the insured’s suit is different from the insured’s prior negligence suit against the uninsured driver....