( April 28, 2025, 1:03 PM EDT) -- ROCHESTER, N.Y. — A New York state appellate panel on April 25 reversed a lower court order granting summary judgment to Allstate Vehicle and Property Insurance Co. in a breach of contract suit against it over its purported failure to cover its insured homeowners’ claim for fire-related damages, finding that the underwriting guidelines do not show that Allstate would have denied the insured’s application for insurance had it known of the alleged misrepresentations in the policy application....