( January 13, 2026, 2:06 PM EST) -- CHICAGO — An Illinois federal judge on Jan. 12 dismissed without prejudice a putative class action breach of contract suit filed against an auto insurer for its alleged failure to compensate a driver for her son’s auto accident while driving her insured vehicle, finding that the misrepresentation in the policy application by not listing her son as a driver “was material” because it prevented the insurer “from adequately assessing the risk” of insuring her vehicle....