Insurers File Suit, Say Fungi, Bacteria, Pollution Exclusions Bar Coverage

( September 22, 2026, 8:47 AM EDT) -- LOS ANGELES — Insureds who owned, operated and managed an apartment complex are not entitled to a defense or indemnity for an underlying wrongful death suit stemming from a tenant’s death caused by exposure to mold and mold spores in a rental apartment because the policies’ fungi or bacteria exclusions and pollution exclusions bar coverage, the insurers say in a California state court complaint....