( October 24, 2025, 2:10 PM EDT) -- SAN ANTONIO, Texas — An insured apartment complex owner’s breach of contract suit is barred by an insurance policy’s two-year suit limitation provision because the insured’s claims accrued when the insurer initially issued its coverage decision and the insured did not file suit until more than four years after the coverage denial, a Texas federal judge said Oct. 23 in granting the insurer’s motion for summary judgment....