General Liability

  • April 23, 2026

    Affordable Housing Pros See Promise In NYC-Backed Insurer

    A New York City-backed program to offer property and liability insurance to affordable housing operators is a promising approach to reducing a key operating cost for landlords that don't have the flexibility of market-rate operators to increase rents, affordable housing experts said, but details of the plan remain scant.

  • April 23, 2026

    9th Circ. Revives County's $162M Environmental Coverage Bid

    The Ninth Circuit on Thursday revived a California county's suit seeking coverage of up to $162 million for environmental remediation efforts at an airport, reversing a lower court ruling that the policies were capped by an annual limit.

  • April 23, 2026

    Pa. Risk Pool Clarifies Coverage Hole For ICE Deals

    An insurance risk pool in Pennsylvania is tightening policy exclusions for claims related to local law enforcement supporting federal immigration officials.

  • April 23, 2026

    Transport Co. Says Broker, Insurer Cost It Gov't Contract

    An insurance broker submitted forged documents while obtaining an adjustment on a transportation company's insurance policy, causing it to lose coverage it needed to do business with a Washington, D.C., regional transit agency, according to a complaint filed in D.C. federal court.

  • April 23, 2026

    AIG Unit Denies Coverage For $5.4M Casino Sprinkler Repair

    An AIG unit told a California federal court that it owes no coverage for a $5.4 million award against a subcontractor for the cost of repairing and replacing an allegedly defective sprinkler system in a Las Vegas hotel, saying that defective work did not constitute covered property damage. 

  • April 23, 2026

    Insurance Litigation Week In Review

    State Farm doesn't owe uninsured motorist coverage, an Ameritas policy is an illegal life wager, and a Georgia attorney accused of fraud isn't entitled to professional liability coverage. Law360 has the past week's top insurance news.

  • April 22, 2026

    Insurer Freed From Roofing Contractor's Wrongful Death Suit

    An insurer for a roofing company owes no coverage for a wrongful death suit brought by the estate of a contractor who suffered a fatal fall on the job, a Kentucky federal court ruled, saying that the contractor was technically an employee and excluded under the insurance policy.

  • April 21, 2026

    Kemper Sued Over Hack Of More Than 13M Records

    Kemper Corp. was hit with at least three proposed class actions Monday in Illinois federal court by former employees who alleged that the insurance giant failed to stop a preventable cyberattack led by the hacking group known as ShinyHunters last week that released more than 13 million records and their sensitive information on the dark web. 

  • April 21, 2026

    Insurer Says Firm Owes $2.2M For Botched Representation

    A Wisconsin-based insurer has sued the law firm it hired to defend an auto policyholder in a crash suit, telling a California federal court that the firm's inadequate representation has cost it more than $2.2 million.

  • April 21, 2026

    Solar Contractor Drops $31M Bond Dispute With Zurich

    A solar energy contractor agreed to drop its suit accusing a pair of Zurich insurers of defaulting on a $30.9 million bond that guaranteed the performance of a subcontractor working on a solar plant in Klickitat County, Washington.

  • April 17, 2026

    Fla. Jury Finds No Insurer Bad Faith In Lodge Shooting Claim

    The insurer for a Florida lodge did not act in bad faith when handling an estate's claim over a fatal shooting that occurred at the Fort Pierce property in 2015, a federal jury found.

  • April 16, 2026

    Climate-Insurance Bills Gain Steam In California, Hawaii

    Lawmakers in California and Hawaii are advancing insurance bills that would create new causes of actions against oil companies and expand last-resort coverage. Here, Law360 Insurance Authority breaks down the developments.

  • April 16, 2026

    Timeshare Exit Patrons Nab Reversal In Coverage Denial Row

    A Washington federal judge held she made a "mistake" when she rejected arguments that an insurer acted in bad faith by declining to defend a now-defunct timeshare exit company from a consumer protection class action that yielded a $630 million deal.

  • April 16, 2026

    Ye's UK Entry Denial Prompts Event Coverage Questions

    The cancellation of a London-based music festival after the rapper Ye was denied entry into the United Kingdom has prompted insurance experts to theorize whether his past conduct will complicate event cancellation coverage for the festival.

  • April 16, 2026

    Progressive Beats Class Bid In Total-Loss Valuation Suit

    An Illinois federal judge declined to certify a class of Progressive Insurance customers who claimed the insurer underpaid on their total-loss vehicle claims by adding a downward pricing adjustment, ruling that the customers' experiences were too different to resolve in one case. 

  • April 16, 2026

    Insurance Litigation Week In Review

    A Vermont court confirmed a $13 million arbitration win, a Washington federal court relieved an insurer from defending a former coach accused of sexual harassment, and a Colorado federal court denied a quick win in a storm damage dispute. Law360 has the past week's top insurance news.

  • April 15, 2026

    Insurer Must Cover Sex Assault Case, Conn. Agency Says

    A Connecticut municipal risk agency claimed a local town and board of education must receive coverage from National Interstate Insurance Co. after the town and board were named in an underlying school bus sexual assault lawsuit, the agency said in a federal lawsuit on Wednesday. 

  • April 15, 2026

    Insurer Says No Coverage For Fatal Wash. Quarry Shooting

    An insurer has no duty to defend or indemnify a trucking company owner from civil claims following his conviction over the fatal shooting death of another man, the insurer told a Washington federal court.

  • April 15, 2026

    Risk Agency Drops Munich Re Suit Over Sex Abuse Coverage

    A Connecticut municipal risk financing agency has dropped a short-lived federal lawsuit seeking coverage from Munich Reinsurance America Inc. in an underlying sexual abuse lawsuit against a local school board.

  • April 15, 2026

    Uber, Liberty Mutual Say NY Fraud Ring Staged Car Crashes

    Uber and its auto insurer told a New York federal court that they are the victims of a scheme perpetrated by more than a dozen individuals who conspired to stage hit-and-run accidents and defraud the companies through sham personal injury claims and lawsuits.

  • April 14, 2026

    Judge Revives Gas Station's Contamination Coverage Suit

    A Washington federal court revived a gas station operator's suit accusing its insurer of wrongfully refusing to cover litigation over groundwater contamination, finding that a 2016 ruling on the insurer's duty to remediate environmental pollution at the operator's former gas stations does not preclude the current dispute.

  • April 13, 2026

    Insurer Says Coverage Barred For Alleged Nitrous Oxide Sales

    Admiral Insurance Co. has no duty to defend or indemnify a group of smoke shops from claims they illegally sold nitrous oxide canisters to individuals, allegedly resulting in several fatal car accidents, the insurer told a Michigan federal court.

  • April 13, 2026

    Water Damage Fight Belongs In Kansas, Travelers Says

    A coverage dispute over water damage that a Kansas-based senior living community sustained when a sprinkler burst is in the wrong state, a Travelers unit told a Colorado federal court, seeking to toss the Colorado statutory and common-law bad faith claims and transfer the dispute to Kansas.

  • April 13, 2026

    Law Firm, Insurer Say Cos. Must Pay For Crane Crash Losses

    Florida law firm Johnson Pope and its insurer have sued a group of companies involved in the construction of a 46-story luxury condominium tower in St. Petersburg, telling a state court they are entitled to recover losses they incurred after a crane fell and damaged the firm's office space.

  • April 09, 2026

    NY Auto Rate Plan Better For Session, Not Budget, Experts Say

    New York's budget is stalled in part by Gov. Kathy Hochul's push to change auto insurance laws. Experts are split on whether her proposed comparative fault system would work or even belongs in the budget.

Expert Analysis

  • What To Know About NY's Drastic 3rd-Party Practice Changes

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    Last month, New York Gov. Kathy Hochul signed a law establishing new time limits for the commencement of third-party actions, which will have dramatic effects on insurance defense practice, particularly cases involving construction site accidents or claims of premises liability, says Shawn Schatzle at Lewis Brisbois.

  • Key Trends In PFAS Regulation And Litigation For 2026

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    As 2026 begins, the legal and regulatory outlook for per- and polyfluoroalkyl substances is defined less by sweeping federal initiatives and more by incremental adjustments, judicial guardrails and state-driven regulations — an environment in which proactive risk management and close monitoring of policy developments will be essential, say attorneys at MG+M.

  • Judges Carry Onus To Screen Expert Opinions Before Juries

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    Recent Second Circuit arguments in Acetaminophen Products Liability Litigation implied a low bar for judicial gatekeeping of expert testimony, but under amended Rule 702 of the Federal Rules of Evidence, judges must rigorously scrutinize expert opinions before allowing them to reach juries, says Lee Mickus at Evans Fears.

  • 4 California Insurance Law Decisions To Know From 2025

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    California continued to shape the national insurance landscape in 2025, issuing a series of decisions that may recalibrate claims handling, underwriting strategy and policy drafting in areas from property damage claims after a wildfire to automobile coverage for delivery drivers in the gig economy, say attorneys at Nicolaides Fink.

  • 5 Coverage Considerations For Couture And Cosmetics Cos.

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    Fashion, beauty and cosmetic companies getting ready for 2026 shouldn't neglect important insurance considerations, including stand-alone policies for specialized risk and check-ins with supply chain partners on policy requirements, say attorneys at K&L Gates.

  • 7 Strategies To Optimize Impact Of Direct Examination

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    Direct examination is a make-or-break opportunity to build a witness’s credibility, so attorneys should adopt a few tactics — from asking so-called trust-fall questions to preemptively addressing weaknesses — to drive impact and retention with the fact-finder, says Allison Rocker at Baker McKenzie.

  • What Trump Order Limiting State AI Regs Means For Insurers

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    Last week's executive order seeking to preclude states from regulating artificial intelligence will likely have minimal impact on insurers, but the order and related congressional activities may portend a federal expectation of consistent state oversight of insurers' AI use, says Kathleen Birrane at DLA Piper.

  • Tapping Into Jurors' Moral Intuitions At Trial

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    Many jurors approach trials with foundational beliefs about fairness, harm and responsibility that shape how they view evidence and arguments, so attorneys must understand how to frame a case in a way that appeals to this type of moral reasoning, says Steve Wood at Courtroom Sciences.

  • How Choice Of Law Won The Day In NC Biz Court COVID Case

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    The North Carolina Business Court recently ruled for policyholders in Tanger Properties v. ACE American Insurance, a business interruption lawsuit arising from the pandemic-related closure of Tanger outlet centers, underscoring the significant role that choice of law plays in insurance coverage disputes, say attorneys at Hunton.

  • Tracking The Evolution Of AI Insurance Regulation In 2025

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    As artificial intelligence continues to transform the insurance industry, including underwriting, pricing, claims processing and customer engagement, state regulators, led by the National Association of Insurance Commissioners, are increasing oversight to ensure that innovation does not outpace consumer protections, say attorneys at Fenwick.

  • 6 Ways To Nuke-Proof Litigation As Explosive Verdicts Rise

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    As the increasing number of nuclear verdicts continues to reshape the litigation landscape, counsel must understand how to create a multipronged defense strategy to anticipate juror expectations and mitigate the risk of outsize jury awards, say attorneys at Norton Rose.

  • How Unchecked AI Exposes Expert Opinions To Exclusion

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    A growing number of cases illustrate the potential for misuse of artificial intelligence tools by experts in litigation, resulting in reports with hallucinated information or unexplainable analysis, so to embrace the efficiencies AI tools introduce without falling victim to the risks, attorneys and experts should implement a few best practices, say attorneys at Willkie Farr.

  • 'Measure Twice, Cut Once' Also Applies To Builders' Insurance

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    A New York federal court's recent decision in Ohio Security Insurance v. Southwest Marine and General Insurance, denying additional insured coverage, shows why it's key to apply the caution of "measure twice, cut once" to construction contracts and insurance policy language, say attorneys at Reed Smith.